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Frequently Asked Questions

  What is a SmartVestor?

  • A SmartVestor pro is a financial professional who's been vetted and endorsed through Dave Ramsey's SmartVestor program. They believe in long-term investing and maintaining a debt-free mindset.  

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  What is a Certified Financial Planner?

  • A Certified Financial Planner is a professional who has undergone rigorous training, and experience to achieve the title of certified financial planner (CFP®). They help manage investments, retirement, taxes, insurance, estate planning and more. 

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  When should I start investing?​

  • The best time to start is as soon as possible; consistency is key no matter the amount. Something as simple as $20 every month could grow into something substantial over time.​​

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  Why is financial planning important?

  • Financial planning is important because your planner reviews your goals for you and your money, then creates a roadmap to help you reach them. 

  • Whether you are saving for retirement, a home, or your child's education. A financial planner will always guide and help you achieve your goals.​

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  How often should I update my financial plan?​

  • Consider updating your financial plan at least once a year, or whenever you experience a major life change such as a new job, marriage, a child or a big move.

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  Do I really need a financial plan even though I'm already good at saving money?

  • Saving is a really strong habit, but financial planning ensures that your money works for instead of you working for it. With a financial plan you wouldn't have to think about missed opportunities. 

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  How can I find the right financial planner?

  • Look for certifications like CFP, CFA, etc. 

  • Ask about their fee structure to determine if it's right for you.

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  How can I make a budget that actually works?

  • One common way to make a budget would be to track every dollar you earn and spend 

  • Categorizing expenses, prioritize essentials, and create your saving goals may also help. 

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© 2020 by Endurance Financial Planning.LLC.

Endurance Financial Planning, LLC (“EFP”) is a registered investment adviser offering advisory services in the State(s) of Texas and Louisiana and in other jurisdictions where exempted.  Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by EFP in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

All written content on this site is for information purposes only. Opinions expressed herein are solely those of EFP, unless otherwise specifically cited.  Material presented is believed to be from reliable sources and our firm as to another parties’ informational accuracy or completeness makes no representations.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. 

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